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SOREDI’s Annual Economic Summit

SOREDI and sponsor, Key Bank showcased three exciting panelists at their annual economic summit in Medford, Chris Duncan of Alpaca Guitars, Dan Marshall of Takit, Inc and Steven Lightman of Harry and David. Steven Lightman, President of Harry and David has more than 30 years of experience in direct marketing was the former president and CEO of the Sharper Image. He was hired in 2015 and is already heavily involved in the Rogue Valley community. His enthusiasm came through when he spoke of supporting the Oregon Shakespeare Festival, Britt, Smart Reading program and more. The company has made a huge investment, can cross market and sees H & D...

New York Times Homebuilder Optimism

Are you thinking about home building?  The National Association of Home Builders/Wells Fargo builder released on Monday the housing market index rose to 64 points.  The last time the index was this high was in 2005.  Our housing market is stronger than ever, and this article is a great indication of this.  Read below the New York Times article on the positive effect on homebuilders for the US economy....

Mortgage Market Update- FHA Announces Changes to Mortgage Insurance Premiums

FHA ………..Why the popularity? Higher loan limits, lower home prices, low down payment and lenient underwriting requirements have made these government-insured loans a more secure opportunity for homeowners to obtain high loan to value mortgage financing. Here are seven things to know about getting an FHA loan today: Required down payment is only 3.5% of the loan. 100% of the down payments can be gifted from approved sources such as family or employers. FHA typically offers better interest rates than are offered on conventional financing. Newly reduced MI premiums. Borrowers are not required to have reserves…”a rainy day fund” to qualify for FHA. Less than perfect credit is allowed....

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